Need an appraisal in El Paso or El Paso County?

The top 7 reasons TX homeowners use Lemmon Appraisal Services:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a TX property tax assessment
  3. Remove PMI to cut your mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TX divorce, where real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in El Paso county or TX

Own a home in or near El Paso, TX and need help determining the value of it?
Contact Lemmon Appraisal Services.

We at Lemmon Appraisal Services understand the unique needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Lemmon Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Lemmon Appraisal Services, we're veterans in helping folks just like you rid themselves of unnecessary PMI insurance.

Challenge El Paso county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is declining or not appreciating as much as other properties close to yours. This only means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Lemmon Appraisal Services is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Lemmon Appraisal Services can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have an expert double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.